Offer your clients Excess Flood Insurance before they need it!

Maximum Sum Insured: $15,000,000 all interests per risk, Building, Contents, and Loss of Income. Higher limits are available.

Perils Insured: flood as defined by a general or temporary condition of partial or complete inundation of normally dry land from overflow of inland or tidal waters or from the unusual and rapid accumulation or runoff of surface waters from any source.

Coverage Available:

  • Building, Contents and Loss of Income


  • Building - structure permanently affixed to its foundation
  • Contents - household or business contents
  • Loss of Income - net business income and/or rental values

Eligible Property:

  • Residential Dwelling (1-4 Family)
  • Apartments and Condominiums
  • Commercial Properties

All policies issued, at minimum, respond in excess of the following amounts:

  • Building Residential (1-4 Family): $250,000
    Commercial $500,000
    Contents Residential (1-4 Family): $100,000
    Loss of Income   $25,000 or 30 days SIR

Contents and Loss of Income can be bound only in conjunction with Building coverage.

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.8302