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Artisan Contractors and General Contractors

What we offer for General Contractors/Home Builders and Artisan Contractors

  • General Liability
  • Residential
  • Commercial
  • Additional Insured with Completed Operations is available
  • Waiver of Subrogation, Primary/Non-Contributory wording, and Per Project Aggregate available
  • A Rated Carriers

Coverages Available

  • General Liability
  • Excess or Umbrella Liability
  • Builder’s Risk
  • Property
  • Contractor’s Equipment/Inland Marine
    • Contractors Equipment provides broad property coverage for machinery, equipment and tools used by contractors. Equipment includes, but is not limited to, tractors, cranes, graders, forklifts, front-end loaders, backhoes, bulldozers, tools and similar equipment that is mobile. Equipment borrowed, leased or rented from others and equipment leased or rented to others may be covered
    • Coverages Available: Direct physical loss or damage, except as limited or excluded, to covered property at jobsites, unnamed locations and while in transit; Leased/Rented; Employee Tools and Clothing; Rental Reimbursement

Artisan Contractor Classes

  • Air conditioning & heating – install, service & repair
  • Appliances & accessories – install, service & repair
  • Carpentry
  • Debris removal
  • Drywall or wallboard installation
  • Electrical apparatus - install, service & repair
  • Fence Erection
  • Metal Erection
  • Painting and Sandblasting
  • Plumbing - commercial & industrial
  • Prefabrication building erection
  • Residential Remodeling
  • Septic tank systems – install, service, repair & cleaning
  • Sign erection; sign painting or lettering
  • Street and road construction
  • Telephone or cable line construction
  • Tile, stone, marble, mosaic work - interior
  • Upholstering
  • Water softening equipment – install, service & repair
  • Welding
  • Other classes available - Call

Send in your complete submission consisting of ACORD Applications, Contractor Questionnaire and 3-5 year loss runs.


Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.

800.635.4742, Ext.98303

houstonsubmissions@rtspecialty.com