Condominium, Homeowner and Community Association Program

Shed some light on your profits.

Property and Liability coverages available on monoline or package basis for established residential community associations where all development and/or construction operations have been completed. These include single-family homeowner associations, townhouse/townhome associations, residential condominium associations, time-share condominium associations, and cooperative housing corporations.

Liability

• Coverage available:
• Primary limits up to $3,000,000 occurrence/ $5,000,000 aggregate
• Hired and Non-owned Auto
• Excess or Umbrella limits up to $25 million

Property

• Coverage available:
• Building
• Business Personal Property
• Business Income
• Basic, Broad, or Special Form
• Replacement Cost or Actual Cash Value
• Inland Marine
• Equipment Breakdown
• Accounts Receivable
• Computer Equipment
• Outside Signs
• Valuable Papers

Additional Coverages Available

• Inside the Premises-Theft of Money and Securities
• Inside the Premises-Robbery or Safe Burglary of Other Property
• Outside the Premises

Coverages and exclusions differ by carrier and by state. Specific concerns can be discussed with an underwriter.